R.V. Owens

The holiday season is quickly approaching, and with it comes more opportunities to spend time with friends and family—but also more money. There’s a lot that goes into this time of year, from hosting family and friends to decorating your home to buying presents for everyone on your list. If you’re looking for ways to cut back on your holiday spending, here are a few ideas to try this year. Create a holiday budget Before the holiday purchases begin, make sure you first create a realistic...

When you find that special someone, you dream of the future ahead. From having kids to retiring together, there are many life changes you will go through as a couple. One of the biggest moves you’ll make together is purchasing a home. Whether you’re married or in a committed relationship, owning a home is a dream for many couples. Some partners will wait until after they tie the knot; others prefer to buy a house before saying “I do.” But is there a benefit to waiting until after you say...

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your spending after the summer’s over to see what lies ahead. These tips can help you make simple, sensible choices and take action to make the most of your money, from your food choices to your financial options to protecting your most valuable assets. Bask in the Bounty Autumn...