R.V. Owens

Tax Day is just around the corner, but it doesn’t have to be another headache in your already long list of responsibilities. Here are a few ways to get yourself organized and ready for filing this season. Have the correct paper work. Make sure you have the correct income related forms, whether you are unemployed, self-employed, etc., you need to know what forms you need to have on hand ahead of time. It’s also important to have all income statements and your social security card readily...

In the hustle and bustle of everyday life, insurance policies can often fade into the background. It’s not uncommon to auto/renew them year after year, assuming that your coverage remains an adequate safety net to hold you and your loved ones up during times of need. But what if those nets have holes or, worse, aren’t there when you require them most? That’s why dedicating time to review the following insurance policies at the beginning of each year can be crucial to maintaining your...

The holiday season is quickly approaching, and with it comes more opportunities to spend time with friends and family—but also more money. There’s a lot that goes into this time of year, from hosting family and friends to decorating your home to buying presents for everyone on your list. If you’re looking for ways to cut back on your holiday spending, here are a few ideas to try this year. Create a holiday budget Before the holiday purchases begin, make sure you first create a realistic...