Welcome to the personal website of Robert V. Owens. By visiting and using this website, you agree to the terms and conditions described in this Privacy Policy and Disclosure Statement. This page explains how we collect, use, and safeguard your information, and also sets forth important disclaimers about the nature of the content published here.

 

1. About This Website
 

This website serves as a platform for educational content, public speaking announcements, and blog posts about financial, business, and economic topics. While I am a licensed and registered investment advisor, any content published here is not provided in my capacity as an advisor and should not be interpreted as individualized financial, legal, or investment advice.

The purpose of this site is to share perspectives, educational resources, and thought leadership. Nothing on this website establishes a client-advisor relationship, nor should any visitor interpret the information presented as a personalized recommendation.


 

2. Information We Collect
 

When you interact with this site, we may collect the following:

• Personal Information: If you submit your information through contact forms, sign up for updates, or request information about events, we may collect your name, email address, and other details you provide.

• Non-Personal Information: Like most websites, we may automatically collect certain technical details, including IP addresses, browser types, device information, and site usage patterns. This helps us improve user experience and monitor website performance.

• Cookies & Tracking: We may use cookies, analytics tools, or similar technologies to track site traffic, enhance navigation, and tailor user experience. You can adjust your browser settings to disable cookies, but some features of the website may not function properly.
  
   

3. Use of Information
 

We may use your information in the following ways:

• To respond to inquiries or questions submitted through the website

• To share newsletters, updates, or event invitations (only if you opt-in)

• To evaluate and improve website content, performance, and security

• To comply with any applicable laws or regulations

Your information will never be sold, rented, or traded. Limited sharing may occur with trusted service providers (such as hosting platforms, analytics tools, or email delivery services) strictly to support the operation of this site.

 

4. Public Speaking, Blog Content, and Compensation Disclosures
 

All opinions and information shared through blog posts, articles, videos, or speaking engagements represent my own personal views. While I draw upon professional experience, the content here is general in nature and should be considered educational commentary only.

At times, I may discuss financial products, services, or companies. In some cases, I may receive compensation, sponsorship, or promotional consideration for discussing or highlighting these offerings. When such compensation occurs, it does not constitute a recommendation or endorsement for your individual financial situation.

Visitors should be aware that financial decisions are highly personal, and no two situations are alike. What may be suitable for one individual or business may not be suitable for another. Therefore:

• Always conduct your own research, including independent Google searches, professional resources, and due diligence.

• Seek guidance directly from a licensed and/or registered financial professional before making investment, insurance, or other financial decisions.

• Understand that you are solely responsible for any decisions you make, including any purchases or investments, and for the outcomes that result.
  
   

5. Limitation of Liability
 

By using this site, you acknowledge and agree that:

• No content on robertvowens.com should be considered professional financial, tax, legal, or investment advice tailored to your circumstances.

• No advisor-client relationship is formed by your use of this site.

• Neither Robert V. Owens nor this website assumes responsibility for any financial, legal, or personal outcomes you may experience from relying on or acting upon the information provided here.

• Any reliance on the information contained on this site is at your own risk.
  
   

6. External Links
 

This website may link to third-party websites or resources. These external sites operate independently and may have their own privacy policies, terms, and practices. We are not responsible for the content, privacy, or accuracy of information on third-party sites.

 

7. Data Security
 

We take reasonable measures to protect the security of your personal information. However, no online system or electronic transmission can be guaranteed to be completely secure. By using this site, you acknowledge these limitations and agree that we cannot ensure absolute security.

 

8. Your Rights
 

Depending on your jurisdiction, you may have certain rights regarding your personal data, such as the right to access, update, or request deletion. To exercise these rights, please contact us directly at info@robertvowens.com.

 

9. Updates to This Policy
 

We reserve the right to revise or update this Privacy Policy and Disclosure Statement at any time. Updates will be posted on this page with a new effective date. We encourage you to review this page periodically to stay informed about how your information is handled and how disclosures may change.

 

10. Contact Us
 

If you have questions about this Privacy Policy or the disclaimers provided, you may contact us at:
 

Robert V. Owens Team
Email: info@robertvowens.com