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Are You Ready For Tax Day?
Tax Day is just around the corner, but it doesn’t have to be another headache in your already long list of responsibilities. Here are a few ways to get yourself organized and ready for filing this season. Have the correct paper work. Make sure you have the correct income related forms, whether you are unemployed, self-employed, etc., you need to know what forms you need to have on hand ahead of time. It’s also important to have all income statements and your social security

R.V. Owens
2 days ago2 min read


New Year, New Insurance Coverage
In the hustle and bustle of everyday life, insurance policies can often fade into the background. It’s not uncommon to auto/renew them year after year, assuming that your coverage remains an adequate safety net to hold you and your loved ones up during times of need. But what if those nets have holes or, worse, aren’t there when you require them most? That’s why dedicating time to review the following insurance policies at the beginning of each year can be crucial to maintain

R.V. Owens
Jan 223 min read


How to Spend Less during the Holidays
The holiday season is quickly approaching, and with it comes more opportunities to spend time with friends and family—but also more money. There’s a lot that goes into this time of year, from hosting family and friends to decorating your home to buying presents for everyone on your list. If you’re looking for ways to cut back on your holiday spending, here are a few ideas to try this year. Create a holiday budget Before the holiday purchases begin, make sure you first creat

R.V. Owens
Nov 23, 20252 min read


Should You Buy a House Before or After Marriage?
When you find that special someone, you dream of the future ahead. From having kids to retiring together, there are many life changes you will go through as a couple. One of the biggest moves you’ll make together is purchasing a home. Whether you’re married or in a committed relationship, owning a home is a dream for many couples. Some partners will wait until after they tie the knot; others prefer to buy a house before saying “I do.” But is there a benefit to waiting until

R.V. Owens
Nov 3, 20255 min read


A Fall Financial Checklist
For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your spending after the summer’s over to see what lies ahead. These tips can help you make simple, sensible choices and take action to make the most of your money, from your food choices to your financial options to protecting your most valuable assets. Bask in th

R.V. Owens
Oct 21, 20254 min read


Here’s What You Need to Know about Tax Deductibles
Tax season can be headache-inducing for some, but it doesn’t need to be. A frequently asked question accountants receive is: what is...

R.V. Owens
Oct 2, 20253 min read


Debt-to-Income Ratio Explained
If you’re considering purchasing a home, debt-to-income ratio (DTI) is an important term to familiarize yourself with. Your DTI can...

R.V. Owens
Sep 22, 20252 min read


Rethinking Retirement
Common retirement strategies like 401(K) or IRA accounts are designed to help individuals build their funds while enjoying possible...

R.V. Owens
Sep 16, 20252 min read


5 Tips for Budgeting like a Boss
When it comes to creating your own monthly budget, sometimes planning is easier than the practice. Keeping track of finances can be...

R.V. Owens
Sep 6, 20252 min read


Tax Benefits of Buying a Home
Purchasing your first home is exciting. It provides you the opportunity and freedom to individualize it in a way that reflects your...

R.V. Owens
Sep 2, 20253 min read


How to Retire Early
Retiring before the typical age of sixty-seven may sound like a dream—getting to leave your responsibilities behind and experience...

R.V. Owens
Aug 28, 20254 min read


What’s Holding You Back from Reaching Your Financial Goals?
Achieving your financial goals can feel like an uphill battle. Whether you’re saving for a down payment on a home, your child’s...

R.V. Owens
Aug 25, 20253 min read


Understanding Fixed vs. Variable Expenses
When it comes to budgeting, most people tend to focus on discretionary spending, examining where they may be too loose with their “fun...

R.V. Owens
Aug 22, 20253 min read


Life Insurance Options for Business Owners
Many people assume that life insurance only offers personal benefits, but it can also serve as a vital asset to help safeguard the future...

R.V. Owens
Jul 4, 20254 min read


Basic Tax Tips for Business Owners
Filing taxes can be a daunting task for anybody, but it may be especially stressful for business owners. Between the many different...

R.V. Owens
Jun 24, 20253 min read


Retirement Strategies for Small Business Owners
The landscape of retirement planning for small business owners presents a complex picture. Compared to employees who may have access to...

R.V. Owens
Jun 4, 20254 min read


Tips for Buying an Existing Business
Seeking a unique leadership challenge? Taking control of another company may just offer the test you’re looking for. It’s been said that...

R.V. Owens
May 25, 20255 min read


Insuring Life’s Milestones
As you navigate through life, it’s important to continually reassess and adjust or add insurance coverage to fit your changing needs....

R.V. Owens
May 25, 20253 min read


Working Hand in Hand with Stakeholders
Whenever a new business concept or strategy strikes you, your first instinct may be to establish a plan of action. But as you roll out...

R.V. Owens
May 25, 20255 min read
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